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	<title>Comments on: Bellingham Washington Foreclosure List</title>
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	<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/</link>
	<description>Real Estate Blog for Bellingham Washington</description>
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		<title>By: Joey Dodd</title>
		<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/comment-page-1/#comment-7884</link>
		<dc:creator>Joey Dodd</dc:creator>
		<pubDate>Wed, 20 May 2009 08:26:51 +0000</pubDate>
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		<description>Please e-mail me the foreclosure listings. Thank you.</description>
		<content:encoded><![CDATA[<p>Please e-mail me the foreclosure listings. Thank you.</p>
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		<title>By: Rick NHS</title>
		<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/comment-page-1/#comment-6174</link>
		<dc:creator>Rick NHS</dc:creator>
		<pubDate>Fri, 13 Feb 2009 21:24:52 +0000</pubDate>
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		<description>While I&#039;m not too familiar with the consequences of short-selling, it is my understanding that a short-sale is far more favorable (in regards to credit ratings/report) over a foreclosure. But a short-sale still negatively affects one&#039;s score...</description>
		<content:encoded><![CDATA[<p>While I&#8217;m not too familiar with the consequences of short-selling, it is my understanding that a short-sale is far more favorable (in regards to credit ratings/report) over a foreclosure. But a short-sale still negatively affects one&#8217;s score&#8230;</p>
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		<title>By: Jeff Coulter</title>
		<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/comment-page-1/#comment-6171</link>
		<dc:creator>Jeff Coulter</dc:creator>
		<pubDate>Tue, 10 Feb 2009 21:47:36 +0000</pubDate>
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		<description>Could you send me a scanned list of Foreclosures for Bellingham and Whatcom County?

Thanks very much.

Jeff Coulter</description>
		<content:encoded><![CDATA[<p>Could you send me a scanned list of Foreclosures for Bellingham and Whatcom County?</p>
<p>Thanks very much.</p>
<p>Jeff Coulter</p>
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		<title>By: Ryan Martin</title>
		<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/comment-page-1/#comment-6165</link>
		<dc:creator>Ryan Martin</dc:creator>
		<pubDate>Wed, 04 Feb 2009 01:21:11 +0000</pubDate>
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		<description>Richard ~ I think that there are several factors and you just suggested a couple of them. I think that there was room for appreciation prior to the boom. I think that the type of jobs make a difference too. There are not very many large private employers in Bellingham and they few that we do have are very stable. The largest employers in Bellingham are publicly funded. There are also a lot of small businesses and retired folks in Bellingham.</description>
		<content:encoded><![CDATA[<p>Richard ~ I think that there are several factors and you just suggested a couple of them. I think that there was room for appreciation prior to the boom. I think that the type of jobs make a difference too. There are not very many large private employers in Bellingham and they few that we do have are very stable. The largest employers in Bellingham are publicly funded. There are also a lot of small businesses and retired folks in Bellingham.</p>
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		<title>By: Richard</title>
		<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/comment-page-1/#comment-6164</link>
		<dc:creator>Richard</dc:creator>
		<pubDate>Wed, 04 Feb 2009 01:10:37 +0000</pubDate>
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		<description>Why do you think that Washington State is doing so much better then the nation? Did they not go up as much in the boom years? Is there job base better?</description>
		<content:encoded><![CDATA[<p>Why do you think that Washington State is doing so much better then the nation? Did they not go up as much in the boom years? Is there job base better?</p>
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		<title>By: Ryan Martin</title>
		<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/comment-page-1/#comment-6035</link>
		<dc:creator>Ryan Martin</dc:creator>
		<pubDate>Fri, 30 Jan 2009 16:08:43 +0000</pubDate>
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		<description>@Jodith ~ Not necessarily. The seller&#039;s real estate agent or attorney negotiate with the bank to see if they will write off a loss. If the property is worth less than the bank is owed the bank isn&#039;t going to be excited about taking the property back. The bank still faces the same selling costs as a typical homeowner, so it can be to their advantage to just accept less. It really just depends on the situation.</description>
		<content:encoded><![CDATA[<p>@Jodith ~ Not necessarily. The seller&#8217;s real estate agent or attorney negotiate with the bank to see if they will write off a loss. If the property is worth less than the bank is owed the bank isn&#8217;t going to be excited about taking the property back. The bank still faces the same selling costs as a typical homeowner, so it can be to their advantage to just accept less. It really just depends on the situation.</p>
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		<title>By: Jodith</title>
		<link>http://ryanmartinrealestate.com/blog/2009/01/bellingham-washington-foreclosures/comment-page-1/#comment-6034</link>
		<dc:creator>Jodith</dc:creator>
		<pubDate>Fri, 30 Jan 2009 16:00:08 +0000</pubDate>
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		<description>What&#039;s the result of a short sale?  Is the new owner then responsible for what is still owed on the house in order to remove any encumbrances?</description>
		<content:encoded><![CDATA[<p>What&#8217;s the result of a short sale?  Is the new owner then responsible for what is still owed on the house in order to remove any encumbrances?</p>
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