Bellingham Real Estate Buying Process
1. Select a REALTORŪ you feel comfortable working with.
2. Get in touch with a lending source and
get pre-approved. If you need one, send me an e-mail & I will
Recommend a Lender
. In the current real estate market, it is vital to be pre-approved before making an offer. It is likely when you find the home of your dreams you will not be the only one who wants to buy it. Your offer is much more attractive to the seller if it is accompanied with a pre-approval letter.
3. Sit down with your agent and discuss your needs & wants regarding the type of property you desire. By taking time to find a good agent, the process of finding a home will be fun & easy.
4. Make an offer. Your agent will write an offer that is attractive to the seller, while still protecting you the buyer. Your agent should prepare the offer & present it to the seller in person (if the seller lives in town.)
Also, bring your checkbook. You will need to write a personal check as an earnest money deposit to let the seller know you are serious.
5. Once your offer is accepted, time is of the essence! There will be deadlines that need to be met to keep the deal together. As soon as you have an accepted offer you will need to contact your insurance agent, order an inspection & let your lender know what property you intend to buy. Your real estate agent will open an escrow account & keep track of all deadlines for you.
6. Once all of the contingencies have been met you will be contacted to come into the title company and sign papers. Your agent should accompany you to the closing to verify everything is in order and fix any problems, should they occur. Remember, bring a certified check to the closing in the amount required to complete the transaction.
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